Landlord insurance for the rental you count on
Kept your old home as a rental, inherited a house or own a duplex? Discuss landlord insurance for 1–4 units with Ting Insurance Services LLC, including questions about the building, rental use and rental income.
What it usually covers
Policies vary; your policy wording decides. Depending on the form and options, coverage may include:
- The rental building after covered damage.
- Other insured structures, such as a detached garage.
- Landlord-owned furnishings or appliances, if included.
- Lost rental income after covered damage, if included.
Discuss liability separately; do not assume a property policy includes it.
What to have ready for a quote
- Location, unit count and building details.
- Whether units are rented long-term, short-term or currently vacant.
- Roof and major system updates, if known.
- Rental income, landlord-owned contents and current policy details.