Earthquake coverage, with the costs made clear
Start with the deductible and the expenses you would need help with after damage. Ting Insurance Services LLC discusses earthquake insurance options for your home, condo or rented place in California.
What it usually covers
Policies vary; your policy wording decides. Depending on the policy and your housing type, coverage may include:
- Earthquake damage to the insured home.
- Earthquake damage to insured belongings.
- Extra living costs while covered damage keeps you out of your home.
Homeowner, condo and renter options differ; do not assume every policy includes building coverage.
What to have ready for a quote
- Whether you own a house, own a condo or rent.
- Building age, construction and foundation details, if known.
- Records of earthquake strengthening work, if any.
- Current home, condo or renters policy details and deductible questions.